Saturday, October 30, 2010

How to Create a Budget for Your Family

Creating a budget for your family can lead to great savings! This will help you to lower your spending and keep track of your spending.

It does not mean you have to give up on all your favorite things. It is mostly a matter of deciding where your priorities are. You have some basic needs and then there are all those extra things that you want. It does take some discipline to spend your hard earned money wisely.

Here are 5 steps to create a family budget:

  • Set Spending Goals
  • Compare Your Spending with Your Income
  • Cut Expenses to Balance Your Budget
  • Recalculate Your Totals
  • Commit to Following Your Budget

The commitment may be the hardest part. But you will not get anywhere if all you have is a few good ideas. You need to execute them and keep yourself on track!

Read more at Suite101:  http://www.suite101.com/content/how-to-create-a-budget-for-your-family-a297630#ixzz13rXo0v8b

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