Wage garnishment is a frightening experience.

All of a suddenly you are feeling a severe cut in your paycheck and you have all these planned expenses. Plus you realize this could go on for quite a long time.

If you thought no one can take money out of your paycheck without your permission then you are wrong. When your employer receives a notice of garnishment from the court then he has no choice but to comply.

Fortunately it cannot come as a complete surprise. You have to be given advance notice.

This gives you a chance to work out a payment schedule.